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Prepaid Funeral Plans

Prepaid Funeral plans are now regulated by the FCA (Financial Conduct Authority) and as such have very strict and stringent rules around their sale which are designed to protect you the consumer. Stag Direct Cremations Ltd.  has chosen to become an Introducer Appointed Representative (IAR) of Open Prepaid Funerals who are authorised and regulated by the FCA as a plan provider (Registered No: 962403) and who will handle all the regulatory and financial requirements around taking out your plan. Open were established in 2003 and have a very experienced team who will look after the financial aspects of the plan whilst keeping us on hand to ensure your personal preferences can be met and that we maintain our relationships with the families we serve.

Stag Direct Cremations
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When it comes to planning a funeral, it can be a sensitive topic to navigate – especially if you are a loved one planning a service or ceremony for the person who has died. That’s why it may be beneficial to consider the option of a prepaid funeral plan – as you can alleviate the emotional and financial burdens from your family and loved ones by planning and paying for your own funeral ahead of time.

At Stag, we believe it’s all about the personal touch – which is why here at Stag Direct Cremations, we have chosen to be an Introducer Appointed Representative (IAR) of Open Prepaid Funerals who can provide you with a suitable prepaid funeral plan for your needs. This relationship allows Stag Direct Cremations Ltd. to provide Open with our expertise and guidance on how the funeral is conducted whilst they set up a plan which can be tailormade to your needs and preferences.

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About Open

Open Prepaid Funerals was formed in 2003, and provides a secure and transparent method of
planning your funeral ahead of time.


With a range of prepaid funeral plans to choose from, you can choose almost anything from a Simple Plan to something very detailed and unique or something as basic and low key as an Unattended Cremation plan to cater for your own preferences entirely.

The cost of your prepaid funeral plan depends entirely on the funeral plan you choose, your
personal preference and the level of service that you require. The final cost of your funeral could
include cemetery or crematorium fees, funeral notices, limousines, flowers, orders of service and many more elements to ensure your funeral is as personal as possible should you wish. The expert team of Open Advisers will talk you through this on the telephone, online using Teams or Zoom, by email or if appropriate face to face.


The Open Prepaid Funerals Trust deed has been created in such a way that its purpose is to offer
greater protection to you the plan holder and your family or representatives. We here at Stag Direct Cremations Ltd will have the responsibility for the provision of your funeral on behalf of you through Open.

Image by Juliane Liebermann

Why choose a prepaid plan?

By choosing a prepaid funeral plan, this is a simple and practical way to let your loved ones know that everything is taken care of. Some of the main benefits include:

  • Reduces financial burden – as the funeral plan will be paid up front or in monthly instalments, this can reduce the financial burden on loved ones when the time comes.

  • Can alleviate emotional stress - planning your funeral beforehand helps to alleviate added stress, but also provides a caring solution to decrease emotional stress on your loved ones.

  • Funeral Director professional fees are fixed – although funeral plan prices may fluctuate due to inflation, the price of the funeral directors professional services is fixed at the time the plan has been bought – meaning that your plan is safe for years to come.

  • Contribution to disbursements – your plan can include a contribution to third party costs, such as; the crematorium cost, a minister or officiant to carry out the service, flowers or obituary notices. Your contribution to disbursements is not guaranteed to be covered and your family or estate may have to make an additional contribution at the time of need. A list of potential disbursements are available in our terms and conditions.

  • Individual personalisation – by choosing a prepaid funeral plan, you can decide on the theme of your own funeral yourself and ensure that everything is to your taste and personal preference ahead of the time.


By choosing a local independent funeral director with Open Prepaid Funerals, you can receive a high-quality experience along with the expertise required – allowing you to be safe in the knowledge your funeral is taken care of when the time comes. Simply get in touch with us and we will arrange an appointment with an Open Adviser, or you can contact Open directly on 0330 660 0072 to get the process started.


Stag Direct Cremations Ltd is an Introducer Appointed Representative of Open Prepaid Funerals Limited which is authorised and regulated by the Financial Conduct Authority. Firm Reference Number 962403

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